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Unemployment Insurance Services

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Self Insurance Certification Services

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The Right Strategy Together with Unparalleled Service to Contain Your Risk

For more than 40 years, Penser North America has been lowering clients' costs of risk through flexible, tailored, high-quality risk management programs.

We customize our services based on customer needs, combining practicality and proven methodology with creativity to produce effective risk management solutions to lower ever-rising rates.

We realize no two organizations are alike and our comprehensive approach to cost containment strategies provide solutions that respond to the changing needs of your organization. Our strategies work by reducing your loss-costs while exceeding your service expectations.


L&I's Stay At Work (SAW) Program

1200 recovering workers earning a wage and more than $2.5 M in reimbursements to employers in 2012. Find out why http://www.lni.wa.gov/Main/StayAtWork/ 


Free, No-Risk Assessment

If you are interested in minimizing the impact unemployment rates have on your business, complete the Authorization to Inspect form and fax to (360) 455-0377. This gives Penser authorization to pull tax rate history in order to provide a free, no-risk assessment. Most companies that work with Penser experience a reduction in unemployment taxes of 30-60%.


Employment Security Department Shared-Work Program

If you are facing a temporary decline in business, the Shared-Work program offers an alternative to laying off workers, allowing you to reduce hours of your full-time employees, while the workers collect partial unemployment benefits to replace a portion of their lost wages.

The bottom line is, the Shared-Work program saves you money and keeps your skilled work force intact.

For more details see Shared-Work compensation plan - benefits and Shared-Work regulations.