Unemployment |
Penser has developed an aggressive and very effective cost containment
program to assist employers in lowering their unemployment tax rate and
thus their unemployment taxes.
The average Penser unemployment customer
has enjoyed a reduction of between 35%- 40% in their unemployment tax
rate. Some employers have seen tax rate reductions up to 85%. These
large percentage decreases in tax rate have lead to very significant
unemployment tax bill savings for our customers.
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Self-Insured
3rd Party Claim Administration |
Penser North America’s Workers Compensation Administration philosophy
and goals are very simple. We want to minimize overall claim program
costs while at the same time providing an efficient and timely benefit
delivery to the injured workers.
Over the past several years Penser has
been very successful in accomplishing these goals, and because of this
success our firm has experience sustained growth.
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State Fund Services |
Over the last 30 years Penser has helped hundreds of state funded
employers reduce their workers’ compensation costs, and receive
retrospective rating program premium refunds.
Through comprehensive program analysis, proper employer training,
aggressive return to work program implementation, and proactive claims
management, we have been successful in working with employers of all
sizes in the management of their workers’ compensation exposure.
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Self Insurance Certification Services |
Due to the rapid rise in workers' compensation premiums over the last
few years, self-insurance is becoming an increasingly popular and cost
effective way for organizations to manage their workers’ compensation
exposure.
However, the “self-insuring” process can be difficult and full of
"pitfalls".
Because of this, it is very important to have a company to
work with your organization that is familiar with these "pitfalls" and
able to provide guidance throughout the process.
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Loss Control Services |
The mission of our loss control service is to aid in preventing accidents,
meet safety regulations and to assist with special challenges. We accomplish
these goals through a consultive approach to loss control.
We begin by meeting
with management, examining types and frequency of accidents, and reviewing
safety programs. We then work with our client to customize our services to meet
the specific needs of the organization.
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Education & Training Services |
Penser North America,
through it's affiliates offer world-class training
sessions by recognized experts. These consultants of the
SMART Education Center offer a host of accident
prevention training classes and general business courses
aimed at injury prevention and leadership development.
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Background Checks / Pre-Employment |
Penser offers a
complete range of background and previous employment
checks including criminal and civil histories,
credentials verification, education, employment
verification, driving history and more.
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Group Retro Programs |
Group
Retro Programs Penser
North America Inc. manages claims for some of the highest
refunding group retrospective rating programs Washington
State. The groups that Penser is involved with in have
historically generated annual refunds of between 35%-55%.
more... |