These high refunds can be attributed to the
following characteristics of our group programs:
- Proactive / aggressive claims management
- Appropriately selective underwriting and entrance standards
- Effective Loss control
- On staff nurse case management and vocational case management professionals
- Employer training classes
- On-site employer training
- Customized program solutions
To obtain more information about our group retrospective rating programs, and to see if your organization would be eligible to participate, please contact a retro program representative at retro@pensernorthamerica.com, or call Phil at 1-888-437-5582 X103.